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Nestled in the heart of Monticello yet offering a sense of quiet seclusion, this charming waterfront cottage presents a rare opportunity to own a private feel retreat on over an acre. Surrounded by mature trees and natural beauty, the property features generous Lake Freeman frontage, creating a serene setting for both relaxation and recreation. The thoughtfully maintained 1-bedroom home offers timeless character and solid construction, providing an ideal canvas for those looking to elevate the space with modern touches. A spacious outbuilding adds versatility for storage or essentials. This property embodies potential, privacy, and location in one exceptional offering.
| DAYS ON MARKET | 19 | LAST UPDATED | 4/25/2026 |
|---|---|---|---|
| TRACT | None | YEAR BUILT | 1940 |
| COUNTY | White | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| School District | Twin Lakes School Corp. |
|---|---|
| Elementary School | Meadowlawn |
| Jr. High School | Roosevelt |
| High School | Twin Lakes |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Window Unit(s) |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked, Water Heater |
| BASEMENT | Crawl Space, None |
| CONSTRUCTION | Vinyl Siding |
| FIREPLACE | Yes |
| HEAT | Electric |
| INTERIOR | Ceiling Fan(s), Eat-In Kitchen |
| LOT | 1.19 acre(s) |
| LOT DESCRIPTION | Landscaped, Waterfront, Wooded |
| LOT DIMENSIONS | 175 x 266 |
| PARKING | Gravel, Off Street |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Cabin/Cottage, Ranch |
| SUBDIVISION | None |
| TAXES | 2464 |
| UTILITIES | Cable Available |
| WATER | Public |
| WATER ACCESS | Lake Freeman |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Lake, Lake Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
0
P
I
*Estimate only
Listed with Stephanie Vernon, REAL ESTATE NETWORK L.L.C, Cell: 765-586-7221
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Indiana Regional MLS®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Copyright© 2026 IRMLS. All rights reserved.
Last Updated On: 5/15/26 5:41 AM PDT
Walk Score provided by walkscore.com
Copyright© 2026 IRMLS. All rights reserved.
Last Updated On: 5/15/26 5:41 AM PDT
Walk Score provided by walkscore.com
This IDX solution is (c) Diverse Solutions 2026.
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