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Listed with Kara Hinshaw, Key Associates Signature Realty, Cell: 812-686-3268

PRICE $1,100,000 dsIDX morgage calculator
BEDS 5
BATHS 3.5
HOME SIZE 5,352 sqft
LOT SIZE 11,326 sqft

Welcome to lakefront living in Evergreen Subdivision, where generous space, beautiful views, and thoughtful updates come together on Christmas Lake. Situated on a desirable flat lakefront lot with a private dock, this 5-bedroom, 3.5-bath ranch offers over 5,300 square feet of living space, including a huge walkout basement designed for entertaining, storage, hobbies, and flexible living. The main level features 9-foot ceilings, new flooring, fresh paint, and an inviting open floor plan connecting the great room, kitchen, and breakfast nook. The great room offers a gas fireplace and lake views, while the kitchen includes Corian countertops, Aristocraft cabinetry, an island overlooking the living space, and appliances that remain with the home. A formal dining room near the front entry adds an elegant space for gatherings, and the TV/den with double French doors offers a great option for a home office, media room, or quiet retreat. The spacious primary suite is located on the main floor and features two walk-in closets, a large bathroom with double sinks, and a tiled shower. Three additional bedrooms, a full bath, a half bath, and a large laundry room with cabinetry complete the main level. The walkout basement offers incredible flexibility with a wide-open entertaining area, an additional bedroom, full bath, craft room with cabinetry, and excellent storage. The craft room was designed with future possibilities in mind and could potentially be converted into additional bedrooms or used as part of a mother-in-law suite, with cabinetry and water/sewer nearby. An unfinished workshop/storage area and additional furnace room storage provide even more function. Outdoor living is just as impressive with a covered deck upstairs, covered patio below, level backyard, private dock, and beautiful Christmas Lake views from nearly every angle. With its lakefront setting, remodeled interior, whole-home speaker system, and rare combination of space and usability, this home is ready to enjoy both inside and out.

DAYS ON MARKET 2 LAST UPDATED 5/15/2026
TRACT Christmas Lake Village Evergreen YEAR BUILT 2001
GARAGE SPACES 2.0 COUNTY Spencer
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
School District North Spencer County School Corp
Elementary School Nancy Hanks
Jr. High School Heritage Hills
High School Heritage Hills

PRICE HISTORY
Prior to May 15, '26 $1,200,000
May 15, '26 - Today $1,100,000


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Cooktop, Microwave, Oven, Refrigerator, Washer
BASEMENT Exterior Entry, Full, Walk-Out Access, Yes
CONSTRUCTION Brick
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
HOA DUES 541
INTERIOR Built-in Features, Eat-In Kitchen, Entrance Foyer, Kitchen Island, Master Downstairs, Open Floorplan
LOT 0.26 acre(s)
LOT DESCRIPTION Views, Waterfront, Wooded
LOT DIMENSIONS 84x164x76x176
PARKING Concrete, Attached
SEWER Public Sewer
STORIES 1
STYLE Ranch
SUBDIVISION Christmas Lake Village Evergreen
TAXES 6029.52
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATER ACCESS Christmas Lake
WATERFRONT Yes
WATERFRONT DESCRIPTION Lake, Lake Front
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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*Estimate only
Listed with Kara Hinshaw, Key Associates Signature Realty, Cell: 812-686-3268
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Indiana Regional MLS®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Copyright© 2026 IRMLS. All rights reserved.
Last Updated On: 5/17/26 3:14 AM PDT
Walk Score provided by walkscore.com

This IDX solution is (c) Diverse Solutions 2026.


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