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Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that's nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you'll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and room for gathering with family and friends. The home's size is deceiving from the street and lives larger than expected once inside. Major improvements have already been taken care of, including updated furnace, central air, water heater, and roof. Most appliances remain with the home, making this a truly move-in-ready opportunity. Outside is where this property really shines. The heated and insulated outbuilding offers space for vehicles, storage, hobbies, a workshop, or recreational equipment. One side of the property provides plenty of open space for entertaining, sports, pets, or gardening, while the tree-lined portion creates a private setting rarely found within town limits. USDA financing eligible for qualified buyers. If you've been looking for an affordable home with updates already completed, a large lot, and an outbuilding with endless possibilities, 655 W Walnut Street deserves a closer look.
| DAYS ON MARKET | 0 | LAST UPDATED | 6/23/2026 |
|---|---|---|---|
| TRACT | McAfee Farms | YEAR BUILT | 1950 |
| GARAGE SPACES | 2.0 | COUNTY | Dekalb |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| School District | Dekalb Central United |
|---|---|
| Elementary School | Waterloo |
| Jr. High School | Dekalb |
| High School | Dekalb |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| BASEMENT | Crawl Space |
| CONSTRUCTION | Vinyl Siding |
| GARAGE | Yes |
| HEAT | Forced Air |
| LOT | 0.6 acre(s) |
| LOT DESCRIPTION | Level |
| LOT DIMENSIONS | 148x98x72 |
| PARKING | Detached |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | 1 Level |
| SUBDIVISION | McAfee Farms |
| TAXES | 1218.54 |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
0
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*Estimate only
Listed with Tyler Secrist, CENTURY 21 Bradley Realty, Inc, Cell: 260-573-5748
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Indiana Regional MLS®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Copyright© 2026 IRMLS. All rights reserved.
Last Updated On: 6/23/26 9:12 PM PDT
Walk Score provided by walkscore.com
Copyright© 2026 IRMLS. All rights reserved.
Last Updated On: 6/23/26 9:12 PM PDT
Walk Score provided by walkscore.com
This IDX solution is (c) Diverse Solutions 2026.
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