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Listed with Tyler Secrist, CENTURY 21 Bradley Realty, Inc, Cell: 260-573-5748

PRICE $185,000 dsIDX morgage calculator
BEDS 3
BATHS 1
HOME SIZE 1,021 sqft
LOT SIZE 26,136 sqft

Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that's nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you'll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and room for gathering with family and friends. The home's size is deceiving from the street and lives larger than expected once inside. Major improvements have already been taken care of, including updated furnace, central air, water heater, and roof. Most appliances remain with the home, making this a truly move-in-ready opportunity. Outside is where this property really shines. The heated and insulated outbuilding offers space for vehicles, storage, hobbies, a workshop, or recreational equipment. One side of the property provides plenty of open space for entertaining, sports, pets, or gardening, while the tree-lined portion creates a private setting rarely found within town limits. USDA financing eligible for qualified buyers. If you've been looking for an affordable home with updates already completed, a large lot, and an outbuilding with endless possibilities, 655 W Walnut Street deserves a closer look.

DAYS ON MARKET 0 LAST UPDATED 6/23/2026
TRACT McAfee Farms YEAR BUILT 1950
GARAGE SPACES 2.0 COUNTY Dekalb
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
School District Dekalb Central United
Elementary School Waterloo
Jr. High School Dekalb
High School Dekalb


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
BASEMENT Crawl Space
CONSTRUCTION Vinyl Siding
GARAGE Yes
HEAT Forced Air
LOT 0.6 acre(s)
LOT DESCRIPTION Level
LOT DIMENSIONS 148x98x72
PARKING Detached
SEWER Public Sewer
STORIES 1
STYLE 1 Level
SUBDIVISION McAfee Farms
TAXES 1218.54
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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*Estimate only
Listed with Tyler Secrist, CENTURY 21 Bradley Realty, Inc, Cell: 260-573-5748
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Indiana Regional MLS®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Copyright© 2026 IRMLS. All rights reserved.
Last Updated On: 6/23/26 9:12 PM PDT
Walk Score provided by walkscore.com

This IDX solution is (c) Diverse Solutions 2026.


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